If you own the building where your office is, you should think about protecting it from structural damage, such as flood or fire. Adding buildings insurance is straightforward and you choose a level that suits your small business.
Buildings insurance covers the structure of your building, your fixtures and fittings, curtains and blinds, skirting board, carpets and plumbed in elements such as toilets and sinks. If something unfortunate happens, you would be covered for rebuilding costs, plus any fees. Similarly, if a problem is found to lie in your cables, underground pipes, drains or utilities, you’re usually covered here too.
We can source cover your buildings for fire, flood and damage from storms. So if you own your own office building, this insurance is well worth considering. It covers the cost of putting things right; there just in case. You can add it to your main policy easily as you build your online quote.