There’s also the possibility that a member of staff or a customer suffers an injury or damage to their property. If either party were to seek damages you could be looking at a hefty bill. We help small business customers like you find insurance policies that protect your premises, equipment (including options on computer equipment), fixed glass and floor space from damage caused by flood, fire or other unfortunate event.

A customer injury or damaged stock could lead to a financial headache if you’re working to tight margins without insurance. To prevent broken glass breaking the bank, try our fast comparison service for shop owners. We arrange essential and optional covers to suit almost any situation.

You can also choose products liability insurance which can cover you if a product sold by your business causes damage or injury to a third party. At Small Business Direct we have over 30 years’ experience helping shops and retailers arrange cover of all types; such as business interruption, employers’ liability, loss of money and cover for goods in transit.

Typically the visiting public spend longer than average times in stores like yours; so you might wish to consider the unique risks you face as a small business owner. You’ll also want to protect your expensive display items, stock and computer equipment as well as the impact of selling faulty products to your customers. We can also assist you with business interruption which pays out for lost income and repair expenses, if necessary. We can also arrange employers’ liability insurance, employee theft, goods in transit and loss of money insurance. To see everything available that suits your small business, start a quote today.