As a part-time landlord, it’s not always possible to firefight every issue that pops up at your property, particularly if you’re retired or busy with the day job. But you can help secure your investment by having robust personal investor landlord insurance. It is designed to protect you in the event that something unexpected and costly happens, and giving you peace of mind, especially if your property is at the other end of the country. We help provide essential landlord insurance in a simple to use policy with all your covers in one place. It’s ideal for time-poor landlords who want their business to tick over with a minimum of fuss.
As a responsible landlord, there are some covers you should consider, like property owner’s liability insurance, buildings and contents insurance and employer’s liability insurance (if you directly employ anyone). You may also want to think about loss of rent cover, replacement keys, alternative accommodation or cover for landscaping, pipes and cables. Often our insurers can cover multiple properties on one policy, and some offer 24 hour helplines and legal advice.
With the right landlord insurance policy to hand, your business can grow and you can budget for the next project, uplift or acquisition.
As a responsible landlord, there are some covers you should consider, like property owner’s liability insurance, buildings and contents insurance and employer’s liability insurance (if you directly employ anyone).
When you rent your property to tenants as a source of income or as a buy to let, standard home insurance is not sufficient to cover your responsibilities as a landlord. You’re effectively running a small business, so you need insurance that reflects this; and while you’re not legally required to have landlord insurance, it’s a good idea to equip yourself with the right protections should a problem or emergency occur. With Small Business Direct you’re able to quickly find the right cover without the hassle of shopping around.
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When you rent your property to tenants as a source of income or as a buy to let, standard home insurance is not sufficient to cover your responsibilities as a landlord.
Compare quotes!